Business Insurance

Protecting your business is important. That’s why we’ve established relationships with a number of high-quality insurance carriers who can provide coverage for your peace of mind.

We offer the following:

  • General Liability

    Covers common business risks involving bodily injury, property damage and/or advertising injury to a third party, such as customers, business partners, etc.

  • Business Auto

    Provides liability and physical damage coverage to any autos used as part of your business. It can include autos owned by the business, hired for use in your business or owned by an employee and used as part of their role.

  • Workers Compensation

    Provides medical coverage and state-specific wage reimbursement for short- and long-term injuries. Requirements for coverage vary by state.

  • Commercial Property

    Protects your location and your business property in and around your location.

  • Professional Liability

    Covers errors and omissions for professionals, consultants, contractors, architects and engineers.

  • Employment Practices Liability (EPL)

    Includes coverage for defense costs and damages pertaining to employment-related allegations such as discrimination, harassment, wrongful termination and retaliation.

  • Director & Officers (D&O) Liability Insurance

    Protects the personal assets of corporate directors and officers and their spouses in the event they are personally sued by employees, vendors, competitors, investors, customers or other parties for actual or alleged wrongful acts in managing a company.

  • Cyber Liability

    Is designed to cover expenses, business losses, business interruption, and fines and penalties associated with a data breach. Optional protection is available for ransomware attacks, cyber extortion and third party damages.

  • Environmental Insurance

    Fills gaps and exclusions found in other General Liability and Property Policies. Contractors Pollution Liability, Environmental Impairment, Transportation Pollution and Non-owned Disposal Site coverage are common forms of environmental insurance.

  • Surety Bonds

    We offer Fiduciary Bonds, Bid & Performance/Payment, License & Permit Bonds and Notary Bonds.

At CFRM, we make learning about your business and your goals our top priority so we can provide solutions that protect the growth and success
of your business.  

Book a review of your current business policies from our experienced consultants.